This is an expensive form of borrowing and it is not intended to be a long term financial solution. Please note: LoanAtLast loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. Our fees are disclosed in your loan agreement. If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.
* The typical application and verification process requires a phone call with our customer service team.
** The maximum loan amount is generally $600 for first time customers.
As part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.
We do not always lend in every state. Our states of operation change frequently, please check back periodically to see if we are doing business in your state. Currently, among some other states, we do not offer LoanAtLast loans to customers in Arkansas, Connecticut, District of Columbia, Maine, Maryland, Massachusetts, Minnesota, New Hampshire, New Jersey, New York, Vermont, Virginia, West Virginia and Wisconsin.
Niizhwaaswi, LLC dba LoanAtLast is an instrumentality and limited liability company, which abides by the principles of federal consumer finance laws, as incorporated by the Lac Du Flambeau Band of Chippewa Indians Tribe of Wisconsin. Niizhwaaswi, LLC dba LoanAtLast is a Native American owned business operating within the interior boundaries of the Lac Du Flambeau reservation, a sovereign nation located in the United States.
An installment loan is a loan that is repaid over time with a set number of scheduled payments. The term of loan may be as little as a few months and as long as 30 years. A mortgage, for example, is a type of installment loan.
The term is most strongly associated with traditional consumer loans, originated and serviced locally, and repaid over...
Money Mart is a Canadian payday loan and cheque-cashing company. It was founded in Edmonton, Alberta in 1982, and grew steadily. It was purchased from the founders in 1996 by Dollar Financial Group. Money Mart currently owns 412 stores across Canada with an additional 53 franchised stores. The head office is located in Victoria, BC.
On Dec. 23...
Semiannual installment 5 1/2 per cent amortization tables for use of the federal land banks, joint stock land banks, and national farm loan associations
Book (University of Michigan Library)