An Installment Loan is a personal loan that is repaid over the course of 24 to 42 months. Unlike a car title loan, no collateral is necessary and the loan approval is based on income, credit history, and a number of other factors.
What do I need to be able to apply for an installment loan?
- Open and active checking account
- Verifiable, steady source of income (i.e. paystub)
- Valid government-issued ID (i.e. Driver’s License)
- At least 18 years old
Can I get an installment loan if I have bad credit?
Your credit history can affect how much you qualify for, but at Cashback Loans, our team uses multiple factors to determine the exact amount you qualify for.
When are installment loan payments due?
During the loan application process, you will be given specific due dates for your loan payments to be paid each month.
Is Cashback Loans a licensed lender?
Yes. All of our installment loans are in accordance with the Department of Business Oversight California Finance Lenders Law License.
Is there any cost to apply for an installment loan?
There is no cost to apply for an installment loan. Upon approval, there will be an administrative fee of $75 charged.
How much money can I receive from an installment loan?
You can borrow from $2600 up to $3600, depending on how much it is determined that you qualify for during the loan application process.
How long does the application process take?
Usually, an installment loan application process takes about 1 business day for our team to review and verify all of your information.
Are there any penalties if I pay off my installment loan early?
No, there are no pre-payment penalties for paying your installment loan off early. If you do decide to pay off the loan early, the interest charge on your loan will be reduced.
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