A Flex-Pay Installment loan is a small dollar loan with a medium loan term that follows a repayment schedule.
First time customers can borrow anywhere from $200-$1, 000. The approved installment loan amount is based on state laws, a percentage of net monthly income, and is subject to the lenders' policy.
You can receive a MoneyKey Installment loan in just three easy steps:
- Review and sign your installment loan agreements
- Receive the money by the next business day
* Not all loan applications are accepted
To apply for an online Flex-Pay Installment Loan you must meet the minimum requirements:
- Must be 18 years of age or older
- A US citizen or Permanent Resident
- Have an active bank account
- Have a regular source of income
- Have a valid contact number and active email address
Flex-Pay Installment Loans differ from traditional payday loans because they are paid back to the lender in scheduled installments rather than one lump sum due on your next pay date. This is useful for someone who needs cash quickly to cover an unexpected expense, but cannot afford to pay back the whole loan on their next payday.
Your Flex-Pay Installment Loan is paid back through a number of scheduled installments* that are set to align with your pay dates. You may pay off your Flex-Pay Installment Loan in full or make additional principal payments at any time without any prepayment penalties. Making additional principal payments you will reduce the amount of interest that you will pay on your loan.
MoneyKey aims to remove the complexity and bureaucracy borrowers often experience when trying to borrow money. Our highly trained Customer Care team will review all terms and conditions with you to ensure you understand how borrowing and repayment work. Our team can be reached by phone, email or online chat for any follow up questions. MoneyKey understands taking out an installment loan is a serious and often daunting task and we are here to help you every step of the way.
Tommy A. Moore, Jr., is a co-founder of First Investors Financial Services Group, Inc. ("FIFSG"), a financial services corporation founded in 1989 and located in Houston, Texas. Since 1989, Mr. Moore currently has served as the President, Chief Executive Officer and as a director of FIFSG. Mr. Moore was elected to the additional position of...
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