First Commonwealth Bank personal loans can be the answer to easy, hassle-free borrowing. Need a few hundred or thousand for that unexpected expense? Find that once in a lifetime antique that you just can't pass up? Just want to tidy up some small bills with a new loan? Whatever the reason, you can expect competitive rates and top-notch customer service from First Commonwealth Bank. We offer same day answers on our personal loan applications, most often within the time it takes to run a few errands.
Personal Loan Features & Benefits
- Your choice of fixed or variable interest rates
- You choose the term up to 60 months
- Reduce your loan rate even more with direct debit payments from your FCB checking account
- Payment Protection available in the event of disability or death
Personal Access Lines Of Credit
Like the flexibility of borrowing when you need it without reapplying for a loan? Our Personal Access Line of Credit could be the answer.
Personal Access Line of Credit Features & Benefits
- An unsecured line of credit with a competitive variable rate
- Lines available from $1, 000 up to $35, 000
- Create your own loan by writing a free personalized check for what you need
- Easy payments of 2.5% of your balance with a $50 minimum payment
A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral — in the event that the borrower defaults, the creditor takes possession of the asset used as collateral...
In the simplest meaning, asset-based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken. In this sense, a mortgage is an example of an asset-backed loan. More commonly however, the phrase is used to describe lending to business and large corporations using assets not normally used in...
Small loans in the District of Columbia. Hearings before the subcommittee on Judiciary of the Committee on the District of Columbia, House of Representatives, Seventy-first Congress, second session, on H.R. 7628, a bill to license and regulate the business of making loans in sums of $300 or less, secured or unsecured, prescribing the rate of interest and charge therefor and penalities for the violation thereof, and regulating assignments of wages and salaries when given as security for any such
Book (U.S. Govt. print. off.)