Loans from direct lenders


What is an Loans From Direct

Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (the Department), though most of the contact will be with your loan servicer.

With Direct Loans, you

  • Borrow directly from the federal government and have a single contact—your loan servicer—for everything related to repayment, even if you receive Direct Loans at different schools.
  • Have online access to your Direct Loan account information via your servicer's website.
  • Can choose from several repayment plans, and you can switch repayment plans if your needs change.

Applying for Direct Loans

A quick introduction to Direct Loans and how they fit into your award package.

While you're in school

How the school disburses (pays out) Direct Loans to you and your rights and responsibilities while you're in school.

When you graduate or leave school

The things you need to do when you graduate or stop attending at least half-time, including exit counseling and choosing a repayment plan.

While you're in repayment

Interesting facts

  • Popularly known as USA Capital, hard money lender USA Commercial Mortgage Co.(USACM) was a Las Vegas, Nevada based mortgage broker owned by Tom Hantges, Joe Milanowski and Paul Hamilton. Affiliated with the lending/brokerage activity at USACM was a management company (USA Securities) and two funds, the Diversified Trust Deed Fund for Nevada...
  • Plainfield Asset Management is a hedge fund that specializes in managing investment capital on behalf of institutions and high net worth individuals. The firm works with clients in the United States and abroad, and maintains offices in Greenwich, Connecticut. According to the firm’s website, Plainfield is a registered investment adviser with...
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