Apply for a Stafford Loan


Stafford loan instructions
Subsidized Federal Stafford Loans
The federal government pays the interest on subsidized Stafford loans while the borrower is enrolled in school on at least a half-time basis and during other periods of authorized deferment. Learn more about eligibility, loan limits and how to apply.
Unsubsidized Federal Stafford Loans
Unsubsidized Stafford loans are available to most college students without regard to financial need. Learn more about eligibility and interest rates.
Eligibility for Federal Stafford Loans
Learn about the eligibility requirements for the Federal Stafford Loan, a student loan taken out by both undergraduate and graduate and professional school students.
Interest Rates and Fees on Federal Stafford Loans
Interest rates on Federal Stafford loans are fixed. Undergraduates receive lower Stafford loan interest rates than graduate students. Find current interest rates and fees for federal Stafford loans.
Federal Stafford Loan Limits

Interesting facts

  • The Michigan Guaranty Agency (MGA) is a component of the Michigan Higher Education Assistance Authority (MHEAA) and was established by Michigan Public Act 77 of 1960. MGA operates guarantees for three loan programs which are intended to guarantee subsidized and unsubsidized Federal Stafford loans, Federal PLUS loans, and Federal Consolidation...
  • Student financial aid in the United States is funding that is intended to help students pay education-related expenses including tuition and fees, room and board, books and supplies, etc. for education at a college, university, or private school. General governmental funding for public education is not called financial aid, which refers to...

Additional information


Unsubsidized Stafford Loan: College Award Letter Warnings
Unsubsidized Stafford Loan: College Award Letter Warnings ...
Apply For A Loan - How To Apply For A Loan?
Apply For A Loan - How To Apply For A Loan?
What is a Direct Stafford Loan? - JustMoreInfo Blog
What is a Direct Stafford Loan? - JustMoreInfo Blog
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Applying for a loan!
Applying for a loan!
Apply for a Loan
Apply for a Loan
What are Stafford Loans?
What are Stafford Loans?
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How to Apply for Stafford Loans
How to Apply for Stafford Loans
Applying for Stafford Loans at USC
Applying for Stafford Loans at USC

Popular Q&A

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How do you apply for a Stafford Loan?

Follow the link to apply for a Stafford Loan, a subsidized student loan. You don't start paying until 6 months after you graduate.

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I've finished my FAFSA... how do I apply for a Stafford Loan? | Yahoo Answers

Link below. You can apply for a loan with your EFC, are you sure the school is not going to offer any kind of grant or subsidized loan, before you go and apply for one on your own.
Most colleges determine financial aid offerings based on the FAFSA, and will include the Stafford as part of the package. Before you do anything, (unless you already know of course) I'd call the school and see when they know what they are going to offer you. Good Luck!