Starter loans


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Starter Car Loans (ages 16+)

  • Requires 20% down payment.
  • Requires proof of steady income.
  • Under 18 requires Parent/Guardian as cosigner.
  • Qualified Applicants will receive “C” credit rating.

Starter Lines of Credit (ages 16+)

  • Up to $500 limit.
  • Access your line anytime and anywhere.

Starter Platinum VISA® Credit Cards
(Low Rate, Rewards or Secured Platinum VISA® Credit Cards)

  • No derogatory credit.

Click here to apply now!

Starter Loan Program
Program Term APR* Monthly Payments per $1000 borrowed
Starter College Book Loan & Computer Loans*
2 years 7.990% $45.22

*Annual Percentage Rate (APR) is subject to change without notice. Parent/Guardian required as cosigner for those under age 18. College Book and Computer Loans require proof of college attendance and are available for those ages 17-25. Maximum Loan $2, 500. Other restrictions may apply. Membership available to anyone who works or lives in RI or New London County CT- requires a $5.00 deposit into a Share Savings Account.

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Interesting facts

  • Steven de Sousa Vitória (born 11 January 1987) is a Canadian-born Portuguese footballer who plays for G.D. Estoril Praia as a central defender.
    Born in Toronto, Ontario, Canada, to Portuguese immigrants from the Azores, Vitória was signed by F.C. Porto at the age of 18. In the following years, he began a series of loans, starting out at G.D...
  • Diego Orejuela Rodríguez (born 20 January 1962 in La Luisiana, Seville) is a Spanish retired footballer who played as a midfielder.
    Orejuela made his professional debuts with RCD Español, being an undisputed starter since age 21 - after serving four loans in the lower leagues, all in Catalonia - and remaining as such for the following six...

Additional information


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