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Coupons, used wisely, offer amazing savings—a great way to make things work when money is tight without sacrificing all the things we love to have, a great way to squeeze a movie night out of an already well-optimized budget. But that’s only when you use them right. Coupons aren’t always your friend, so make sure you remember these five coupon tips the next time you’re clipping or printing, lest you fall for the same coupon mistakes so many others have before: Buying things you don’t need. This is one of the most repeated coupon tips, for good reason. Just because you can get something cheaper doesn’t mean it’s worth spending money on. Far too many budget conscious people end up with pantries and storage rooms full of ‘bargains’ not at all worth the expenditure. That’s not to say that you should give up on a nice little extra courtesy of Read More…

The last thing you need is to be the victim of a robbery while on vacation or a business trip. This is especially true when all the cash you have disappears along with your credit cards. Fortunately, learning how to keep cash safe is not as hard as some people think. Here are some strategies for you to consider. Thin Out the Wallet Before you leave home, go through your wallet and take out anything you don’t need. This includes credit cards that you have no intention of using. Put them in a secure place at home where a loved one can reach them if you do need help. If you are the victim of a robbery, the thief will not get everything and your loved one can express ship a card and some cash to help you get home.

The thing about a financial emergency is that it can come out of nowhere. You did not plan to total your car in an accident or end up needing emergency medical care. Now that something has derailed the household budget, you have to figure out a way to put things back on track. Here are some tips on how to focus your energies and get things done. Put Your Resources to Good Use Take stock of what you have in the way of resources to keep the household going. Open the pantry door and inventory all those cans, pasta, and other foods on hand. Do the same with what is in the freezer. Plan your meals for the next few weeks based on what is already in the house. If necessary, you can make a list of things to pick up at the supermarket to go with what you have Read More…

You receive at least one new credit card offer in the mail every week. You may have considered signing up, but if you do, you’ll end up with multiple credit cards. Will this hurt your credit score? The answer is no (usually). Here’s why. Lenders care about how much debt you actually have, not how you got it If you only have one credit card, your credit score can be driven down if you use it too much. Instead of being based on the total number of credit cards you have, your credit score is affected by the total credit card debt you have relative to the maximum amount you can spend. For instance, if you have $1, 000 in debt on a credit card with a $1, 200 limit, then your credit score will be harmed, because you’re using 83% of your total credit limit. If, on the other hand, you Read More…

You received an offer to apply for what seems to be a great credit card. After submitting the application, you receive word that it is denied. Confused, you are not sure what to do next. If you’ve had a credit card application denied, here are your next steps: Ask Why the Application Was Denied Most credit card companies will supply at least some of the reasons why they chose to not accept the application. In fact, you may see them listed in the email or snail mail notification containing the rejection. The problem may be that you forgot to include some piece of information that the card issue considers essential. Maybe you already have card limits on other accounts that make your potential debt to income ratio a little uncomfortable for the issuer. You may be carrying balances on other cards that leave the issuer wondering if you have enough Read More…

We’ve all been there: the extra few hours at work, stuck in rush hour traffic, feeling exhausted and the last thing you want is to spend time in the kitchen! DoSomething.org reports that 1 in 4 Americans consume fast food at least once a day, meaning that our dependency on already cooked, delivered meals is a necessity (and no longer a luxury). It may seem like you’re saving time and resources by eating out. However, your wallet will take a beating from all of the excess charges for items that cost a fraction of that amount from the store! Loans, bills, and debt are sky high for a majority of Americans, making finances a major source of stress. The American Psychological Association found that more than 72% of Americans are highly stressed about money and bank accounts. By simply cutting back on costly cuisines, the strain and pressure will radically Read More…

Your 20s is a time where you will do a lot of learning; with learning comes mistakes. However, you shouldn’t let the mistakes of your 20s hurt your future. To that end, you should strive to avoid common money mistakes that 20-somethings make that have a huge impact on your financial future. Ignoring your retirement We realize that your retirement seems like it’s a million years away, but the golden years of your life will sneak up on you if you aren’t prepared. One of the biggest problems that retirees have is managing their finances, because their retirement fund isn’t big enough to effectively sustain. Start investing in your retirement right now so that this isn’t a problem for you.

Interesting facts

  • TMX Finance is the parent company to the brands TitleMax, TitleBucks, and EquityAuto Loan. The Company holds more than 728 stores in twelve states including Alabama, Arizona, Florida, Georgia, Illinois, Mississippi¸ Missouri, Nevada, South Carolina, Tennessee, Texas, and Virginia. TMX Finance’s brands serve individuals who generally have...
  • Rosauers Supermarkets, Inc. is a chain of supermarkets based in Spokane, Washington. After the company's founder, J. Merton Rosauer, sold Rosauers to Spokane-based URM Stores in 1984, it eventually grew to 22 stores under the Huckleberry's Natural Market, Rosauers, and Super 1 Foods brands. Rosauers' stores are located in Idaho, Montana, Oregon...

Additional information


Goldman Sachs plans to offer consumer loans online
Goldman Sachs plans to offer consumer loans online
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Where to get a loan online? | Yahoo Answers

Quicken loans come to mind but there are dozens advertizing all the time ,just be careful of scams. Regardless of where you go you have to have coliteral & at least a deasent credit rateing.