5 years ago, my identity was stolen when I filled out a car loan application online. Since then, I have been contacted by this guy claiming I was going to be thrown in jail for failure to pay a payday loan and other such things. I got his number blocked from my phone, had his number automatically transferred to another voice messaging system with a custom greeting designed to let him know that I will never get any of his calls nor will I ever check that messaging system, and sent his information to my state's Attorney General. He has harassed my sister and other relatives that I listed on the loan application as references and caused a big rift in my relationship with some of them who don't believe the guy is trying to scam me. Today, I received this email:
My name is BLAKE ** from Cash USA. Reason of this email is that we have registered a case against you. Following is your information.Name : **
Social Security Number : **
Outstanding Debt: $686.00 (including late payment charges)
Penalty in the court: $8526.35
Attorney and court fees: $1500+
Creditors - Cash USA, which is a parent company of more than 400 cash websites and internet web portals in USA and operates under different names in different states. Apart from getting laid off by your current employer after we send them the legal notice, you will be blacklisted from getting any job. Through an IRS (Internal Revenue Service), your Social Security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold. Any child support, disability, unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case.
Our primary job was to notify you about the case before we send you legal document in the mail because once this case gets registered then we won't be able to help you out of court. Our client is least interested in getting the money at this point as they want to just go ahead and start taking legal actions; however, we wanted to contact you and give you last chance to resolve this case out of court. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future. Please let us know what is your intention by today itself so we can hold the case or else we will meet you in court house.
I am from Oklahoma. Blake ** was the WRONG pseudonym to use (basketball player for LA that was a huge star at OU). I have been a legitimate bill collector. I know the law. They can not threaten any action they can not take (like getting you laid off of your job) nor can they EVER touch child support payments as those are considered to belong to a minor child. They can not disclose any actual information as the amount, type, and purpose of the debt other than to state it is an attempt to collect a debt (definitely not the Social Security number) unless they can verify that they are communicating with the person intended. No court fees are ever more than $500 for a small claims court case (which this is). The number listed is the same one I blocked 5 years ago. Even if I had owed something to someone from 5 years ago, this type of debt is subject to a statute of limitations that would prevent any successful collection from occurring after 2 years.
Wyeth, formerly one of the companies owned by American Home Products Corporation (AHP), was a pharmaceutical company. The company was based in Madison, New Jersey, USA. They were known for manufacturing the over-the-counter (OTC) drugs Robitussin and the analgesic Advil (ibuprofen), as well as the prescription drugs Premarin and Effexor, which...
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