Where can I Get a loan?


Where Can I Get A Loan That

Whether you want to consolidate high-interest rate balances, fund a special purchase, or cover a major expense, a Wells Fargo Personal Loan is a great financing option.

Benefits of a Personal Loan

A personal loan makes it easy for you to put your financial plan into action. Benefits of a personal loan include:

  • Fixed rate, fixed term, and fixed monthly payments
  • No origination or prepayment fees
  • Relationship discounts may be available for customers with qualifying Wells Fargo consumer checking accounts
  • Competitive Annual Percentage Rate (APR) for the life of the loan
  • No collateral required to qualify
  • Loan amounts from $3, 000 to $100, 000
  • Credit decision in as little as 15 minutes and often same-day access to funds

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Benefits of a Time Account (CD)/Savings Secured Loan

If you have a Wells Fargo Time Account (CD) or Savings Account, you can use it as collateral for a personal loan to get a lower annual percentage rate (compared to an unsecured loan) without touching your savings. Please note the amount in your collateral account equal to the full amount of the loan will not be available for use until the Time Account (CD)/Savings Secured Loan is paid in full.

Why get a Wells Fargo Time Account (CD)/Savings Secured Loan?

  • Immediate funding. You may access your funds the next business day after credit approval.
  • Preserve savings. You can continue earning interest on your savings and avoid early withdrawal penalties on time accounts (CDs).
  • Lower interest rate. You get a lower annual percentage rate by providing approved collateral (such as a Wells Fargo CD) to secure your loan.
  • Fixed term and rate. You know exactly how much you’ll pay each month, making it easy to budget.
  • Loan amounts from $3, 000 to $250, 000
  • $75 origination fee

Debt Pay Down Solution®

Wells Fargo's Debt Pay Down Solution offers a simple way to help you pay down your high-interest debt — faster than you thought you could.

Debt Pay Down Solution

New credit accounts are subject to application, credit qualification, and income verification.

Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple loans means you'll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner. By understanding how consolidating your debt benefits you, you'll be in a better position to decide if it is the right option for you.

To qualify for a customer relationship discount, you must maintain a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. Only one relationship discount may be applied per application. To learn which accounts qualify for the discount, please consult a Wells Fargo banker. If automatic payments are not selected, or are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase.

The Annual Percentage Rate (APR) will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history, amount of credit requested, and geographic location. The interest rate is fixed for the life of the loan. Loan terms can range from 12 to 60 months depending on the loan amount.

Interesting facts

  • Brian Guillermo Montenegro Martínez (born 18 June 1993) is a Paraguayan footballer who plays for West Ham United.
    Montenegro began his career at Paraguayan club Tacuary where he made 51 appearances and scored seven goals before joining Maldonado.
    He joined West Ham on 29 August 2011 where he signed a season-long loan contract saying "I am very...

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