Check Agencies of California, Inc. dba Check Center is a licensed, socially responsible direct lender doing business only in the state of California.
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Check Center follows the California Financial Service Providers best practices for payday lending.
Check Center does not 'rollover' payday loans. Under California deferred deposit transaction law, Check Center may only issue a payday loan provided a customer has no other payday loan outstanding with our company.
Late or non-payment:
Late or non-payment of a loan will not impact customer credit ratings. Check Center does not report customer payment history to credit bureaus. Late or non-payment of a payday loan results in a $15 late fee. Check Center accepts reasonable repayment arrangements.
If a payday loan is not paid in accordance with its terms, we do not place the loan with a third party nor do we sell any loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.
Terms, fees and APR differ based on the loan for which you qualify. For payday loans, use the sample loan calculator here to review terms, APR and fees. The DBO sets payday loan fee requirements. As a licensed payday lender in California, Check Center complies with all DBO requirements related to payday loan fees. Our payday loan fees as mandated by the DBO, including the fees expressed as APR, are available in chart form by clicking here.
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