Cash Advance Lynchburg VA

Ace Cash Advance Lynchburg Va

I filled out an application for a payday loan approximately three weeks from today, October 18... I was in need of the money for moving expenses even after family members disagreed. So after I was contacted by numerous companies saying I was approved, I went with Allied Cash Advance after numerous calls from them. I spoke to a representative by the name of Helen **, location in Seattle Washington New York. She goes to say, "You're approved Ms. ** for up to $5000 lowest amount $1000, " so I went for $1500. She tells me I would need to pay $183 insurance to show that I can make my monthly fee of 115 dollars. I believe. She goes to tell me repeatedly that I would receive it back with loan amount.

She tells me I need to purchase a green MoneyPak card and add the $183 in funds onto card. After that she said to call her to give information and after I will be receiving my funds. After doing so, she tells me to stay online or when she transfers money, she will give me a call. She never called and when I call, she says, "Ms. **, everything is good but you will have to pay $250 for state to state taxes and fees." I go to say, "Ms., I don't have that kind of money. This is why I'm trying to take out a loan." She patronized me by saying she understands, now trying to fast talk the situation at hand.

I further explained to her that she should have explained all of this information before any money was transferred from me to you and your company. She says, "I understand since I didn't explain to you. I can see if I can get amount waived." She comes back to phone, says she gonna pay on her part $150 and me $100 since she didn't explain beforehand. So I persisted in telling her that that's my last money. She says okay over and over and says after that 15 to 30 min., your funds would be in your account. I proceed to get the MoneyPak once again, this time around for $100. I call her and give her info now out of pocket of 283 dollars. She says again to wait 15-30 min. and doing so I did money.

I call, no answer. IT was a Friday. Figure they were closed. Monday morning, called numerous times and then got lucky. Representative by the name of Oscar answers. I explain to him the situation and he tells me if I want cancel. I tell him yes. He says he's gonna take info down for a Western Union transaction of my refund. He takes it saying he gotta go through something in financial department. He called me back with a number needed for Western Union. He called back, didn't get call. Then when I speak to another rep, to my dismay, they were still trying to proceed with application. Time after time, I'm telling them I don't wanna proceed. He tells me very bluntly and rudely, "This is why I don't deal with your type of people." I reply and say, "What type of people might that be?" I say, "That's very rude, offensive and unprofessional to your clients. Don't you think..." He says, "Because you keep blah blah blahing, " not letting me speak. I say I'm gonna report your company to attorney affairs. He hangs up.

Today I call to speak to manager to still try to resolve issue. Same thing not good outcome. He tells me my refund will cost me 110 dollars. I said okay and he tells me to my surprise, it has to come from my side so basically he's saying I have to give him 110 dollars to recurve my money of $283 back from them. Bottom line, scam rip off. They need to be reported and sued. Is there any way I can take them to small claims court to get my money returned? This doesn't make any sense at all. Hard-earned money down the drain for what, they are rude scams and everything that goes along with it.

Interesting facts

  • Flagship brand of APRO Financial Group
    The representative consumer financing brand of Korea, “Rush & Cash,” originated from seven private lenders including “A International Co. Ltd.” which was founded by a major private lender in Japan in July 1998.
    In Sep 2003 the Japanese mother company applied for eligibility to be subject to Company...
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