Unsecured Personal Loans With bad credit


Ola-embedded-logo-9.10.13Notice to Texas Customers: Balance Credit is not the lender but a credit services organization and credit access business. Loans are provided by an unaffiliated third party lender. We can’t promise that the lender will extend credit to you. Balance Credit is licensed by the Texas Office of the Consumer Credit Commissioner, License No. 5.

Notice to Ohio Customers: Balance Credit is licensed as a credit services organization by the Ohio Department of Commerce, Division of Financial Institutions, Certificate No. CS.900215.000.

Balance Credit is an installment lender offering loans to residents in those states where permitted by law. The content of Balancecredit.com does not signify a solicitation or offer for loans in all areas. Areas of operation may change with or without notice. Services mentioned on this website may or may not be available in your particular area.

*Loan approval and amounts are based on state law, minimum income amounts and other credit criteria. Please visit the Rates & Terms page for more information on loan amounts, APRs and other helpful information. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.

**Customers whose applications are approved and originated prior to 6 PM Central Time on business days typically receive their funds from the lender the next business day.

Interesting facts

  • In finance, unsecured debt refers to any type of debt or general obligation that is not collateralised by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.
    In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets...
  • A signature loan is a loan that is not backed by collateral; i.e., the sole criterion for the decision to grant the loan and establish the terms thereof is an assessment of the customer's credit rating. Also known as an unsecured or personal loan.
    There are many different banks or lenders that offer these types of loans but most consumers...

Additional information


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Popular Q&A

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where can I find a real guaranteed unsecured personal loan for people with bad credit other than citifinancial | Yahoo Answers

It sounds like your credit is just too poor to qualify for loans. Instead of looking for a loan, you should figure out other ways to come up with cash. Have a garage sale, get a second job.
Make yourself a strict budget and live within your means.

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unsecured personal loan for people with bad credit? | Yahoo Answers

Only loan sharks will loan money to people with bad credit if it is unsecured. (Secured by your life)
Don't do it. Find someone who will co-sign.