When you apply for a bad credit loan with us, you get
Easy application and fast loan process
Clear instructions on what documents to provide
Fast transfer of funds upon final approval
If you have any queries about our online bad credit loan, please call our customer service centre on 1300 324746 during business hours – we are here to help.
Benefits of a Bad Credit loan with Fair Go Finance
Apply Online & Sign Online
Our easy application process allows you to apply online and sign online using eSign if conditionally approved. The loan offer is e-mailed to you and will give you an indication of how much you may be approved for - subject to formal assessment.
No early pay out fees
At Fair Go Finance you only pay interest until the day you fully repay the loan. This can save you hundreds of dollars if you pay it out early.
Establish your credit history
By paying your personal loan back in line with your repayment schedule, you establish a repayment history with Fair Go Finance that can help when you next apply for a loan.
Our Bad Credit Cash Loans are available to Aussies who have a bad credit report. If you have any of the following listed on your credit report, we may be able to assist you, subject to our policies and guidelines.
• Paid defaults
• Unpaid defaults
• Bankruptcy or Part IX Debt Agreement (where you entered into bankruptcy over 12 months ago.)
If you are successful in applying for a bad credit loan with us, then it can be the first step towards re-establishing your credit history as long as you make the required payments on time. This will help you build a positive credit rating if you need to borrow again with us in the future.
|Who is this product for?||People who have a bad credit history (subject to our policies and guidelines) and who need funds for personal use.|
|Am I eligible to apply?||You need to be at least 18 years of age, a permanent Australian resident, and in regular paid employment to apply.|
|How much can I borrow?||From $500 to $5, 000|
|What repayment terms are available?||Range from 1-12 months. Repayment terms will vary depending on each applicant’s financial situation.|
|Loan types available||Fixed|
The Oklahoma Department of Consumer Credit (ODCC) is an agency of the state of Oklahoma. The Department regulates the consumer lending business in Oklahoma by overseeing non-commercial credit, small loans, installment sales and usury. The Department also investigates and licenses creditors of the state.
The Department is led by a Consumer...
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