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"Lending Club has made it possible for me to achieve my financial goal of consolidating all my credit card debt into a single, low monthly payment."

Adrian
Houston, TX

Borrowers reduce their rates by an average of 35%1!

Borrowers who used a personal loan* via Lending Club to consolidate debt or pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 35% lower than they were paying on their outstanding debt or credit cards.

Fast and easy application

Apply online in just minutes, with no impact to your credit score. You can instantly review the loan offers that you qualify for, and you'll never need to visit a branch to complete your application.

Flexible financial tool

Use your personal loan to pay off high interest credit cards, finance home improvements, pay for a major purchase, or achieve other financial goals.

Fixed rates and payments with no hidden fees

All loans feature an affordable fixed rate, which means your monthly payment will never increase!

Prepay and save even more

You can prepay your loan at any time to eliminate future interest payments. There's never a prepayment penalty or fee.

A+ rating with the Better Business Bureau

Since 2007, hundreds of thousands of borrowers have obtained over $16 billion dollars in loans via Lending Club.

Single, convenient monthly payment

Loan payments are automatically scheduled each month. No more remembering to mail checks for each of your credit card bills.

A loan that can boost your credit score

By consolidating debt or paying off credit cards, you may improve your credit score. 76% of borrowers experience a FICO score increase three months after obtaining their loan, with an average score increase of 21 points2! And of course, checking your rate to view the loan offers you qualify for will not impact your credit score.

* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

1 Based on responses from 12, 728 borrowers in a survey of 66, 493 randomly selected borrowers conducted from January 1, 2015 – January 1, 2016, borrowers who received a loan to consolidate existing debt or pay off their credit card balance reported that the interest rate on outstanding debt or credit cards was 21.90% and average interest rate on loans via Lending Club is 14.30%. Loans via Lending Club feature rates from 5.99% to 35.96% APR and origination fees from 1% to 5%.

2 Average credit score change of all borrowers who took out a loan via Lending Club between January 1, 2013 and September 30, 2015 with a stated loan purpose of debt consolidation or pay off credit cards.

Interesting facts

  • Pawlowski is the co-founder of the Palo Alto Funding Group, the brick-and-mortar brokerage
    that grew into E-LOAN. She led the design and development of E-LOAN's interface and was the
    principal architect of the company's highly acclaimed proprietary E-TrackSM service, which
    enables customers to track and manage the loan process 24 hours a...
  • Aussie is one of Australia’s leading non-bank retail financial services group with operations spanning all mainland capital cities and major regional centres throughout Australia.
    As one of the country's largest non-bank providers of financial services, Aussie has a loan book of more than $40 billion. Aussie brokers offer guidance, assess...

Additional information


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Popular Q&A

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Where can I get payday loans without any credit checks.

There are a number of companies which offer payday loans without credit checks including Wonga and Quick Quid. However one should always be careful of the high interest rates.

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Where can I get a "no credit check" 90 day loan online--please? | Yahoo Answers

If you need 1500.00 with no credit check, I wish you luck in your search. Apart from borrowing it from a cousin, family member or on of those next payday loans, this will be a difficult task. Also the "next payday loans" let you borrow based on what your take home pay is. I should also let you know that you have to have a checking account with direct deposit and your account can't have a lot of overdrafts.
Also, a good resource is...
Best of luck to you.